twilight33: (OMG)
[personal profile] twilight33
Our new car was so new that when I called our insurance company about it last week they were having trouble locating the VIN on whatever VIN-a-matic system insurance companies use to price rates accordingly. She said she'd call me back when she had it.

I was beginning to get slightly concerned until we received a call this afternoon apologizing for the delay.

The total damage for covering our new car & my trusty old Camry vs the 12-year-old Screechmobile + Camry?

A whopping $10 a month more.

And everyone kept trying to talk us out of ABS because we 'wouldn't need them on a small car', HAH!

Date: 2007-04-24 07:12 am (UTC)
From: [identity profile] tim-wright.livejournal.com
Did they actually give you a discount for ABS brakes?

When I was working for that REALLY BIG INSURANCE COMPANY it had its policyholders pissed because, despite the sales claims made by auto dealers, there was no evidence that ABS brakes made a car less likely to be in an accident or reduce the damage once it was. (Essentially ABS brakes allow a car to make an emergency (panic) stop in a straight line; they do nothing to shorten the stopping distance and can actually lengthen the stopping distance if the driver uses them incorrectly and attempts to "pump" the brakes.)

Of course the biggest piece of safety equipment in any car is the driver and that's really what your rates are reflecting.

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